Frugal Fridays

As part of our journey to becoming debt free, one of the things our family has implemented is a fairly strict grocery budget (among other budgets). Unlike utilities and mortgage, the grocery budget is something that I feel we have much more control of. We are in charge of the meals we cook, the ingredientsContinue reading “Frugal Fridays”

Frugal Fridays

As part of our journey to becoming debt free, one of the things our family has implemented is a fairly strict grocery budget (among other budgets). Unlike utilities and mortgage, the grocery budget is something that I feel we have much more control of. We are in charge of the meals we cook, the ingredientsContinue reading “Frugal Fridays”

Frugal Fridays

As part of our journey to becoming debt free, one of the things our family has implemented is a fairly strict grocery budget (among other budgets). Unlike utilities and mortgage, the grocery budget is something that I feel we have much more control of. We are in charge of the meals we cook, the ingredientsContinue reading “Frugal Fridays”

Frugal Friday

As part of our journey to becoming debt free, one of the things our family has implemented is a fairly strict grocery budget (among other budgets). Unlike utilities and mortgage, the grocery budget is something that I feel we have much more control of. We are in charge of the meals we cook, the ingredientsContinue reading “Frugal Friday”

Financial Freedom Step 1 – The Family Finance

The first step, as suggested by Dave Ramsey’s book, is to record the monthly financial ins and outs. We are going to calling this, Maintaining the Family Finance. To do this, I have a worksheet that I have been using for the last six years. Prior to reading the book, I only kept track ofContinue reading “Financial Freedom Step 1 – The Family Finance”

Frugal Friday

As part of our journey to becoming debt free, one of the things our family has implemented is a fairly strict grocery budget (among other budgets). Unlike utilities and mortgage, the grocery budget is something that I feel we have much more control of. We are in charge of the meals we cook, the ingredientsContinue reading “Frugal Friday”

Journey to being debt-free

After 10 years of living on credit cards, it was finally time to break free. When my husband and I got married 10 years ago, we were both students initially living with his parents. As newly weds, we loved going out to eat, going to the movies and traveling. By the time my husband graduated,Continue reading “Journey to being debt-free”